Makro Finance | Makro Online Site
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Joburg North

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Makro Product Finance

You cannot use the Makro Finance facility for online shopping.

Features & Benefits

  • Fixed repayment options from 12, 18, 24, 36, 48 and 60 months
  • Free electronic statements (email and SMS)
  • No deposit required
  • Customer Protection Insurance

For your protection, your loan includes Customer Protection Insurance*, underwritten by Guardrisk Life Limited*, covering the following:

  • Death Cover - Covers your full outstanding loan balance
  • Permanent Disability - Covers your full outstanding loan balance
  • Temporary Disability - Covers up to 12 months’ loan instalments
  • Loss of Income - Covers up to 12 months’ loan instalments

*Guardrisk Life Limited is an Authorised Financial Services Provider. Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed here

Application criteria:

  1. You must be 18 years or older
  2. Have a valid South African bank account
  3. Have a valid SA ID or driver’s licence
  4. Be employed and earn R2 000 or more per month
  5. You will be required to provide proof of income documentation

Your privacy matters. When you apply for a Makro credit solution, your information is kept secure and will not be shared or sold.

You can apply in-store at all Makro stores across South Africa

To see if you qualify
SMS your ID Number*Initials*Surname*Monthly Salary to 40468
Example: 7013320212080 *KJ*Smith*5000
(Standard SMS rates apply)

Contact Us

  0861 888 009

T&C's apply. RCS is a registered Credit and Authorised Financial Service Provider


Frequently Asked Questions

What is Makro Finance?

Makro Finance is a credit facility that allows you to finance once-off larger purchases up to R250 000.

How much does Makro Finance cost?

Based on your risk profile a monthly service fee, initiation and competitive interest rates will be charged on all purchases made through Makro Finance.

How much will I qualify for?

Your loan amount will be determined by your own individual profile taking into account your affordability.

How do I check the amount I need to pay?

The amount will be shown on your latest statement. Please check your phone for the latest MMS statement.

How do I set up a debit order to pay my Makro Finance account?

Call us on 0861 888 009 and we’ll set it up for you.

How much do I need to pay each month?

Your monthly statement will show the instalment that you need to pay by the 1st of the month.

How do I pay my Makro Finance Account?

Debit order: A payment is automatically debited from your bank account on the due date that you have selected.

Need Help?

Our Credit Solutions are provided by RCS Cards Proprietary Limited (RCS).
For any assistance with your Makro Credit Solution call RCS Contact Centre 0861 888 009