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Makro Accepted Payment Methods

We want to make shopping as convenient as possible for you. In keeping with this philosophy, there are a number of accepted payment types for Makro shoppers, for both online and in-store purchases. We accept all of the following payment methods:

In-store payment methods

Accepted payment methods for in-store purchases include:

  • UCount
  • Gift cards
  • Diners
  • RCS
  • AMEX
  • Makro credit card
  • Makro finance
  • Makro cash loans

Online payment methods

Accepted payment methods for online purchases include:

  • UCount
  • RCS
  • Makro credit card
  • Makro cash loans
  • PayU
  • Discovery Miles

Discovery Miles

Shop online at Makro and save up to 20%

Vitality members who are Discovery Bank clients with Vitality Money, can now save between 5% and 20% when you spend your Discovery Miles online at

Imagine the world of quality branded products you can unlock with your Discovery Miles at Makro. Get everything you need for your home, office, holiday, school, DIY, leisure and more at competitive prices, and now at an up to 20% discount.

How your up to 20% discount works

You’ll get 5% off for every Vitality programme that you’ve activated – Vitality Health, Vitality Drive and Vitality Money – plus an additional 5% for having a Discovery Bank Suite with Vitality Money.

PayU online payment

Online shopping just got easier! You no longer need a credit card to shop online with Makro. Shoppers who bank with FNB, Standard Bank, Nedbank or ABSA can use Internet banking with the instant service from PayU Smart EFT.

  1. When you checkout and choose to pay with PayU, you will be redirected to sign into the secure payments page.
  2. Select your preferred payment option.
  3. PayU validates the transaction information through its Fraud Detection System.
  4. You will receive an email confirmation of the payment and your order will be confirmed

Get more with UCount Rewards

Makro is a Rewards Retailer on the Standard Bank UCount Rewards and UCount Rewards for Business programmes. If you are a member, you can collect UCount Rewards Points every time you shop online or in-store at Makro – and you can redeem your Rewards Points at Makro too!

Here’s how it works…

  1. Join UCount Rewards and / or UCount Rewards for Business and shop with your qualifying Standard Bank personal or business Credit, Cheque or Debit Card. You will earn Rewards Points when you use your Card to pay for your purchases at Makro stores nationwide and online.
  2. Members shopping at Makro, will earn up to 2%* back in Rewards Points on general merchandise.
  3. Members on the UCount Rewards programme will earn up to 20%* back in Rewards Points on grocery purchases made in-store.
  4. Members on the UCount Rewards programme will earn up to 20%* back in Rewards Points on fashion purchases made in-store.
  5. Members can also redeem your Rewards Points to pay for your purchases in- store or online at Makro. When redeeming your Rewards Points on general merchandise, you will get up to 0.75%* back in Rewards Points on the value of your purchase.

Join UCount Rewards today!
You can join UCount Rewards and / or UCount Rewards for Business online by visiting or by calling 0862 UCOUNT (826868).

*Terms and conditions apply, refer to Note: The option to part-pay using your Standard Bank card and rewards points is not currently available when purchasing online at Makro.

Give a Makro Gift Card


Makro gift cards make the perfect present, giving your friends and family a world of choice. Gift cards are available at till points at all Makro stores and can be loaded with your chosen amount ranging between R50 and R5000.

Call our national contact centre to place a bulk order on 0860 300 999.

All tender types as currently accepted by Makro can be used to purchase gift cards, including RCS cards.

In order to check the balance on a gift card, you can:

  1. Ask a cashier at any main store till point
  2. SMS your gift card number to 34543 (SMS charged at R2)
  3. Call 083 918 7700.

*Terms and conditions apply



Makro credit solutions


Live the life you have always wanted with finance to suit your needs and your pocket, including:

  • Credit Card for everyday purchases up to R50 000
  • In-store Finance for larger, once-off purchases up to R125 000
  • Cash Loans of up to R150 000 deposited into your bank account within 24 hours

Our Credit Solutions are powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481. Terms and conditions apply.


Find out more