- Free delivery within a 20km radius on your first purchase in-store over R5 000 (incl. VAT)
- R100 birthday gift voucher
- Exclusive Benefits when Makro credit is presented as tender for a 100% of the purchase value
- Flexible repayment options, with affordable monthly instalments. Repayment options: revolving, 24 and 36 months
- Earn an extra 1% in mRewards every time you shop. Simply download the mCard app to enjoy this benefit.
The Makro Credit Card can be used at any Makro store nationwide as well as for online purchases at www.makro.co.za
- The Makro Credit Card can also be used to purchase at Game, DionWired, Builders and any other store within the RCS retail network.
- Access to Self-Service via our website
- Free SMS notification for all your card purchases
- Free monthly statement via email or SMS
- Up to R50 000 credit granted
- Customer Protection Insurance
*Guardrisk Insurance Company Limited is an Authorised Financial Services Provider. Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed here
How to apply
What you need to apply
- You must be 18 years or older
- Have a valid SA ID or driver’s licence South african bank account
- Have a valid SA ID or driver’s licence
- Be employed and earn R2 000 or more per month
- You will be required to provide proof of income documentation
To see if you qualify
SMS MAKRO to 44514
(standard SMS rates apply)
Call Customer Care on 0861 888 009
Your privacy matters. When you apply for a Makro credit solution, your information is kept secure and will not be shared or sold.
Frequently Asked Questions
The Makro Credit Card is a credit facility that allows you to shop at all Makro stores nationwide
A flat monthly service fee will be charged to your Makro Credit account as well as competitive interest rates applied on all purchases.
Your credit limit will be determined by your own individual profile taking into account your affordability.
You can use Makro Credit at any Makro store nationwide or to shop online at www.makro.co.za. The Makro Credit Card can also be used to purchase at Game, DionWired, Builders and any other store within the RCS retail network.
The amount will reflect when you log in to Self-Service as well as on your latest statement.
Your monthly statement reflects the instalment that you need to pay by the 1st of the month.
Only the cardholder can use Makro Credit for online purchases. For security purposes, the cardholder will be sent an OTP (One Time Pin) to confirm that it is indeed the cardholder shopping online
When an online purchase is made, the purchase will automatically default to the Revolving Plan. Should you require a budget plan (24 or 36 months), please call 0861 888 009 to request a plan transfer.
Terms and conditions apply. NCRCP38/FSP44481