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    Makro Accepted Payment Methods

    We want to make shopping as convenient as possible for you. In keeping with this philosophy, there are multiple accepted payment types for Makro shoppers, for both in-store and online purchases.

    We accept all the following payment methods:

    Accepted payment methods for in-store purchases include:

    • Cash
    • Trade Account
    • Card Associations: Visa, Mastercard, AMEX, Diners, Union Pay (Debit and Credit Cards)
    • Rewards: UCount Rewards, Amex Rewards, Absa Rewards, Nedbank Greenback (Shop) Card
    • Buy-Aids: Iemas, Cape Consumers, Pretorium Trust, Samba, Koopkrag
    • Scan to Pay QR Code: Standard Bank, Absa, Nedbank, Capitec, FNB Banking Apps, Telkom Pay, VodaPay, Spot Money
    • Tap to Pay: Samsung Pay, Google Pay, Apple Pay, Garmin Pay, Fitbit Pay
    • Buy-Now-Pay-L: PayJoy (Cellular), PayJustNow
    • Makro Gift Cards and SMS Vouchers
    • RCS: Makro Store Card, General Purpose
    • B2B Cashless Payments: Shop2Shop and Kazang

    Accepted payment methods for online purchases include:

    • Card Associations: Visa, Mastercard, AMEX, Diners (Debit and Credit Cards)
    • Rewards: UCount Rewards, Điscovery Miles Rewards, Amex Rewards, Absa Rewards, Nedbank Greenback (Shop) Card
    • Scan to Pay QR Code: Standard Bank, Absa, Nedbank, Capitec, FNB Banking Apps, Telkom Pay, VodaPay, Spot Money
    • Instant EFT
    • Capitec Pay
    • Makro Credit powered by RCS
    • Payflex
    • Mobicred

    Scan To Pay

    Using Scan-to-Pay is quick and straightforward:

    1. Open Your Banking App: Launch your preferred banking or payments app on your smartphone.
    2. Select ‘Scan To Pay" or "Scan QR Code’ Option: Navigate to the QR payment option in the app.
    3. Scan the QR Code: Point your phone camera at the QR code displayed at the Makro checkout.
    4. Confirm Payment Details: Review the merchant’s name, payment amount, and any other details shown.
    5. Authorize the Payment: Approve the transaction using your app’s security method (PIN, biometrics, or OTP).
    6. Receive Confirmation: Once approved, the payment is instantly processed, and confirmation is displayed on your app.

    Makro Gift Cards

    Makro store gift cards make the perfect gift, giving your friends and family a world of choice. Gift cards are available, on request, at the till points at all Makro stores and can be loaded with your chosen amount ranging between R50 and R5000. Gift cards are not accepted as a form of payment online.

    Terms and Conditions apply, refer to: T&C’s

    For bulk gift card orders email: giftcards@makro.co.za

    UCount Rewards

    Get more with UCount Rewards. Makro is a Rewards Retailer on the Standard Bank UCount Rewards and UCount Rewards for Business programmes. If you are a member, you can earn UCount Rewards Points every time you shop in-store or online at Makro – and you can redeem your Rewards Points at Makro too!

    Here’s how it works…

    1. Join UCount Rewards and / or UCount Rewards for Business and shop with your qualifying Standard Bank personal or business Credit, Cheque or Debit Card. You will earn Rewards Points when you use your Card to pay for your purchases at Makro stores nationwide.
    2. Members shopping at Makro, will earn up to 1.75%* back in Rewards Points on qualifying spend.
    3. You can also redeem your Rewards Points to pay for your purchases in- store and online at Makro and 0.75% back in Rewards Points.
    4. If you choose the Grocery category in Choose Your Own Rewards (CYOR), you will earn up to 20%* back in Rewards Points on grocery purchases when using your qualifying Standard Bank Credit, Cheque or Debit card.
    5. If you choose the Fashion category in Choose Your Own Rewards (CYOR), you will earn up to 20%* back in Rewards Points on fashion purchases when using your qualifying Standard Bank Credit, Cheque or Debit card.

    Join UCount Rewards today!

    You can join UCount Rewards and / or UCount Rewards for Business online by visiting www.standardbank.co.za/UCountor by calling 0862 UCOUNT (826868).

    *Terms and conditions apply, refer to www.standardbank.co.za/ucount.

    Điscovery Miles

    Shop online at Makro and save up to 15%

    Vitality members who are Discovery Bank clients with Vitality Money, can now save between 5% and 15% when you spend your Điscovery Miles online at www.makro.co.za.

    Imagine the world of quality branded products you can unlock with your Điscovery Miles at Makro. Get everything you need for your home, office, holiday, school, DIY, leisure and more at competitive prices, and now at up to 15% off when you shop using your Điscovery Miles.

    How your up to 15% discount works. You’ll get 5% off for every Vitality programme that you’ve activated – Vitality Health, Vitality Drive and Vitality Money.

    RCS Finance

    *RCS is a registered Credit and authorized Financial Services Provider. NCRCP 38/FSP 44481 that powers the below selected payment options at Makro.

    Makro Credit – Powered by RCS*

    Get it all with Makro Credit.

    • Up to 3% back in Makro vouchers.
    • Buy data & airtime or download the MAKRO CREDIT APP.
    • Buy electricity by dialing *120*20083#
    • Get your free Credit Score & Report at rcs.creditgateway.co.za
    • Shop at over 30 000 stores across the RCS network.
    • Manage your account via the free Makro Credit App.
    • Click here to apply.
    • Ts & Cs apply.

    Makro Finance– Powered by RCS*

    Get Makro Finance for your larger purchases.

    • Up to 60 months to pay
    • No deposit
    • Click here to apply.
    • Ts & Cs apply.

    Makro Cash Loans -Powered by RCS*

    Get a Cash Loan within 24 hours for those planned and unexpected expenses with up to 60 months to pay:

    • From R2000 up to R300 000
    • Cash in 24 hours
    • From 15% interest*
    • Up to 60 months to pay
    • Customer Protection Insurance
    • Makro Store Card, Game mystore Card, Builders Store Card and other RCS branded cards
    • Click here to apply.
    • Ts & Cs apply.

    RCS is a registered credit and authorised financial services provider. NCRCP38/FSP4448

    Instant Refunds

    Register for PayShap for instant refunds processing at Makro.

    • Instant, interoperable payments, 24/7/365

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    • Available through participating banks
    • Bank Ts & Cs apply

    ShapID Benefits

    • Instant Payment – Straight to your bank account. No waiting, no matter who you bank with.

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    Register your ShapID

    1. Cellphone Number

    2. Your Known-as name

    3. Select your Account

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    Primary ShapID

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    PayS hap

    Bank

    • Convenient - You don't have to share your bank account details. Simply share your ShapID.

    What is ShapID?

    • Your ShapID is - Your cellphone number
    • linked to your bank account.
    • You've got a ShapID - It's in your banking app. Activate it.

    Steps to Activate

    1. Open your banking app.
    2. Find Payshap
    3. Get your ShapID
    4. Share your ShapID to get paid

    Note, for Capitec and TymeBank customers, they already have an activated ShapID. It is the cellphone number they use for banking. It looks like this:

    • Capitec - cellphonenumber@capitec
    • TymeBank - cellphonenumber@TymeBank

    ***The example provided is illustrative. Bank implementations vary***

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